Say goodbye to complex and outdated lending processes.

Meet SPARK: A transformational digital solution for business lending in your community.

Benefits you can count on.

Not just more efficient.
More connected.

From sales teams to credit teams, fulfillment teams, and business owners, everyone benefits from SPARK’s unified platform.

  • Automated lead capture

    Attract business owners to you.

    Embed the SPARK lead form on your website, and let business owners kickstart the loan process. Or, scan a business’s tax forms and watch SPARK automatically create a loan package.

  • Streamlined screening

    Keep everything on track.

    Business owners seamlessly connect with your team to efficiently build and advance the package. From there, owner-provided information is immediately available for review.

  • Transparent underwriting

    Everyone is on the same page.

    Ditch your shared drive — all information and documents are tied to the package in SPARK. Then, assign team members, divvy up tasks, and send reminders to keep the process on track.

Download our Features Sheet

Learn all about our platform’s features and how your bank can enter a new era of loan origination.

Funding the future with technology and heart

We believe in banking and lending that does the most good for communities and business owners. No matter your area of loan expertise, SPARK simplifies every part of loan origination — so you can focus on the ones you serve.


Solutions for every lender.

  • Non-Profit Pricing

    Eligible mission-driven lenders or CDFIs qualify for special platform discounts.

    • Helping communities create outsized economic impact with SBA 7(a) loans
    • Drive more leads and close more loans for deserving business owners.
    • Ensure your CDFI has the same tools and competitive advantages as your for-profit counterparts, at a fraction of the cost
  • Mission-focused

    A new kind of lending that puts people and purpose first.

    • SPARK is the world’s only loan origination technology company operating as a Public Benefit Corporation
    • Track trends in processing time, funds disbursed, and more with integrated measurement and reporting tools
    • Rely on a cloud-based platform that can be accessed anywhere, anytime
  • Program Support

    Integrated support for SBA and USDA loan products to help purposeful lenders.

    • In addition to being technologists, we also bring government-guaranteed domain knowledge
    • Rely on our dedicated customer success managers and support to help you learn the platform and get the most out of a digital lending solution
    • Join the digital revolution reshaping the lending landscape with a reliable, affordable platform
Cloud-based document control, organizational self-sufficiency, and a scalable, secure infrastructure for everyone.

Built for those who do things differently.

Entrepreneur Fund

Doing more micro-loans and making faster decisions.

I would say if you are looking for software, SPARK is a great solution. Beyond that, I would say that you won’t find another organization as good as SPARK when it comes to the customer service side.

Holtmeyer and Monson

Maintained a lean staff that supports even greater loan throughput.

The SPARK onboarding team is highly experienced with SBA lending, so it wasn’t just technical expertise they brought to the table. We had been dealing with technical workarounds for years, but SPARK understood the real-world challenges of SBA vs. always talking about functionality.

SPARK Partners

Why it’s more important now than ever to move from manual processes to cloud-based origination.

It was just a year ago that the banking world was turned on its head, whiplashed by the closing of branches, ever-changing PPP mandates, and a stagnant economy to boot. But crisis has a way of accelerating innovation and transforming things for good. From increased competitive pressure to new client expectations, community banks now face an opportunity to better serve the SMB market. And while the lending industry has traditionally relied on manual processes and in-person interactions, we believe a new era of loan origination is upon us that will change the game for good.

Ready to put SPARK to work?

Take your small business lending to the next level. Find out how.