Benefiting You — and the Community
SPARK is the industry’s first and only Public Benefit Corporation. Since the beginning, we’ve been driven by the same mission: to build a more inclusive economy that drives prosperity for all small business owners. When you partner with us, you help transform lending into an industry that values people first.
What We Value
EmpathyWe’ve been in your shoes. That’s why we take the time to listen first, understand your needs, and support you with dependable technology.
IntegrityWe strive to do the right thing, even when it’s easier not to. We aim to bring integrity to the industry, making lending fair and equitable for all.
CreativityThere’s always a better way — it’s just a matter of finding it. Our creativity is what led us to start SPARK, bringing a newer, better way of doing things to an industry ready for change.
InclusivityFor too long, lending has operated on an exclusionary model that leaves deserving people without the resources to thrive. All are welcome here — whether as employees, customers, or beneficiaries of our lending technology.
The Story of SPARK
Our Approach to Your Lending Success
It’s time for a new kind of lending. With four-week onboarding, ongoing customer support, and platform improvements every eight weeks, we aim to bring digital ease to every lender.
Insights You Can Use
For too long, discrimination, unequal access, disinvestment, gentrification, and other types of market failures have led to banking and c…
We hear it from lenders all the time: “If the borrower would enter more information t…
The past two years have been a whirlwind for the lending industry. 2020 gave us overw…
See the SPARK Difference
Experience firsthand what makes us different, and discover why our customers choose SPARK as a true partner in their lending success.