We’ve built a team of passionate experts who genuinely care about our customers’ success. We’re here to make loan origination simpler and smarter — so more people have access to the capital they need.

Benefiting You — and the Community

SPARK is the industry’s first and only Public Benefit Corporation. Since the beginning, we’ve been driven by the same mission: to build a more inclusive economy that drives prosperity for all small business owners. When you partner with us, you help transform lending into an industry that values people first.


What We Value

We’re building a high-performing product with the best, most diverse team in the market. These are the values that make us unique — and the basis of every conversation we have and every feature we build.
  • Empathy

    We’ve been in your shoes. That’s why we take the time to listen first, understand your needs, and support you with dependable technology.
  • Integrity

    We strive to do the right thing, even when it’s easier not to. We aim to bring integrity to the industry, making lending fair and equitable for all.
  • Creativity

    There’s always a better way — it’s just a matter of finding it. Our creativity is what led us to start SPARK, bringing a newer, better way of doing things to an industry ready for change.
  • Inclusivity

    For too long, lending has operated on an exclusionary model that leaves deserving people without the resources to thrive. All are welcome here — whether as employees, customers, or beneficiaries of our lending technology.

The Story of SPARK

From our founding, we set out to build the best, most comprehensive solution for SBA lending. Our idea was simple: to make lending software that was easy to use and completely digital. Since then, we’ve delivered with tech that helps lenders excel and nurtures the community — and we’re still innovating every day.


A couple of “IT guys” get together to combine their years of industry experience and SBA connections to build a different kind of lending software. SPARK is formed with the idea that loan origination should be simple using a model that puts people first with easy-to-use tech and intuitive workflows.


As a result of the pandemic, SPARK is put to the test with an influx of PPP loans, demonstrating its scalability and delivering an unprecedented $4 billion in funds. SPARK’s ability to deliver in customers’ time of need showcases the importance of investing in technology that streamlines borrowing with automation and API-connected systems.


The team has grown to 20+ employees who all share a passion for helping lenders do things simpler and faster in a digital world. Staying true to its roots as a Public Benefit Corporation, SPARK is more determined than ever to shape an inclusive economy with the help of partners that help evolve and improve the platform every day.

Our Approach to Your Lending Success

It’s time for a new kind of lending. With four-week onboarding, ongoing customer support, and platform improvements every eight weeks, we aim to bring digital ease to every lender.


Insights You Can Use

Get the latest insights, articles, and news from SPARK experts about the state of lending.

See the SPARK Difference

Experience firsthand what makes us different, and discover why our customers choose SPARK as a true partner in their lending success.