A SPARK Guide to Understanding Commercial Lending APIs
The future of commercial lending is made possible by APIs. The guide will help you understand how APIs aid productivity and drive the borrower experience.
At SPARK, we’re obsessed with SBA. We’ve seen its inner workings. We’ve built a product centered around it. We understand the positive impact SBA lending can have on our communities, particularly in challenging times. That’s why we challenge anyone to find a platform better suited to SBA than SP...
In this report, we expose the reasons fintechs and non-banks are poised to succeed in the market, what threats they pose for traditional lenders, and how digital transformation not only ups your game, but keeps you in it.
In this report, we take a look at the key challenges that underserved markets face, how technology plays a crucial role in correcting the disparity, and what banks stand to gain from mission-based and anti-discriminatory lending.
As industries grow and change, there’s never a shortage of fads and gimmicks. But there are several movements occurring in the lending industry right now that we believe are not only innovative, but here to stay.
In this guide, we address the hang-ups that prevent teams from adopting lending technology by exploring the benefits of automation and how it’s designed to augment — not eliminate — jobs in the financial sphere.
In this guide, we explore what hassle-free SBA lending looks like, how you can achieve it, and why it matters for the future of the lending community.
It’s not just restaurants and retailers. The hiring drought has affected financial services too, including banks, CDFIs, lender service providers, small business owners, recruiters, vendors, partners, and many more.
Change often comes from necessity — and until now, some lenders have gotten by with old processes. But with market share, customer loyalty, and ROI now at risk, can any lender afford not to transform?
From increased competitive pressure to new client expectations, community banks now face an opportunity to better serve the SMB market.
There’s a cost to everything. Sometimes, we’re willing to pay more for a greater reward. Other times, we don’t see the hidden costs until it’s too late. As an inherently risk-averse industry, banking has held out on digital transformation far longer than other sectors. The potential costs a...