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Reports and Research
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Keeping you in the know with the latest articles, research, and industry news.
The Benefits of a Nimbler Lending Partner
Adaptability isn’t something we take for granted anymore, especially after the pandemic. Companies were made or broken based on their ability to quickly scale and conduct business digitally. Lending was one of the most impacted industries — not only because of the millions of business loans it st...
Lending in a Post-COVID World
Life is a little different now than it was just two years ago. Perhaps you do more shopping online or you have to wear a mask when you go to the doctor. Lending has changed too. But was it for the better? And if we continue down a more digital path, can regulators even keep…
The Top Benefits of a Personalized Lending Strategy
Explore the power of personalized lending strategies for SMBs. Learn how technology can help lenders foster loyalty, manage risks, and drive revenue.
Most Lovable Product (MLP) is the New MVP
If you’re a sports fan, you’ve probably heard the term “most valuable player” or “MVP” before. In software development, MVP stands for “minimum viable product,” signifying a version of a product with just enough features for early customers to test it out and provide feedback for future developme...
This Year, Budget for Innovation
Budgeting is typically the same in every industry. It runs on a 12-month cycle and begins to take shape around Q3. By Q4, budgets are finalized, and in the first half of the year, everyone executes, making small adjustments along the way. Banks generally follow the same model with an emphas...
Financial Inclusion: A Guide for SMB Lenders
Read this article and discover why financial inclusion matters and how lending technology can help SMB lenders support the underbanked and underserved.
Lender Education: Why the Applicant Experience Matters
Your borrowers want a reliable, streamlined applicant experience. Learn why you should provide it to them, and how you can accomplish it with SPARK.
4 Industry Changes to Look for in the Coming Years
The past two years have been a whirlwind for the lending industry. 2020 gave us overworked systems caused by droves of PPP applications, while 2021 was filled with forgiveness applications to process while managing a “new normal” of remote work and digital transformation. But the change isn’t ove...
De-Risking the Lending Process
Risk can be a good thing when it comes to personally expanding your horizons or trying something new — but not when you’re originating loans and working with confidential information. Yet, numerous risks still exist in the loan origination process, especially for those that use manual, legacy too...
We Understand Your Challenges Because We’ve Been There Too
Companies across industries like to boast that they listen intently to their customers and understand their every need. We don’t doubt they care about their customers, but can they truly put themselves in the shoes of their users? Do they really understand the challenges of doing the grunt work o...