A SPARK Guide to Understanding Commercial Lending APIs
The future of commercial lending is made possible by APIs. The guide will help you understand how APIs aid productivity and drive the borrower experience.
We’re now more than two decades past the initial internet boom. How have we fared? Did technology take all the jobs we thought it would — or did it create better ones? It’s up for interpretation, but one truth remains: Human talent is still highly valuable. One of the ways we know this is because...
What kind of benefits do you expect from your loan origination software? You assume it’ll carry out basic functions like lead intake, tracking, loan servicing, and reporting. What you don’t expect is for it to make you more efficient or increase your visibility across the whole lending cycl...
If you had three wishes for your lending software, what would you wish? (And yes, wishing for more wishes is an acceptable answer.) That’s because building reliable software isn’t finite — it’s a continuum of iterations and modifications to meet users’ needs and adapt to changing times. Thi...
We’re still tossing in our beds about last year’s Citibank mishap. Not just because it cost the bank a whopping $900 million. Not just because we’re peers in the financial services arena. But because we know how much quality user experience (UX) design matters — and a snafu that size hurts us al...
You’ve seen it. You’ve researched it. You’ve longed for an automated loan tool to make your life easier. But convincing your boss to invest in loan automation software may seem easier said than done. Luckily, the benefits far outweigh the costs, making it an easy sell for managers who are concern...
Speed and quality rarely go hand-in-hand. But with an activity as crucial as onboarding, the last thing you want for your team is a tradeoff. With SPARK, there’s no compromising — in as little as 4 weeks, those who actively participate in SPARK’s curated onboarding process will come out of their ...
Consumers and the market have changed a lot in the past couple decades, and with it, so have their expectations. That’s why SPARK was built to be different — in ease of use, in service, and especially in time-to-value. We simplify the loan origination process through automation, customer-centered...
At SPARK, we’ve been a customer-centric company since our founding. But nothing has illustrated that more than the past year. When our customers needed us most in the midst of PPP nuances and an influx of applications, we were right there with them — interpreting and acting on cha...
A $900 billion relief bill that pumps billions of dollars back into the popular Paycheck Protection Program (PPP) that ended in early August was recently passed by Congress. Thanks to PPP, small businesses can borrow money from private lenders without collateral, personal guarantees, or fees. The...
SPARK 6.8 Release Note Highlights June 22, 2019 Our release notes cover what’s new, what’s changed, and the bugs that we’ve fixed since our last release of SPARK. As always, we welcome your feedback – support@lendwithspark.com. What’s New Security Improvements with Two Factor Authentication: In a...