SPARK for Banks

A dependable end-to-end small business loan origination solution.


Cloud-Based and Secure

A SOC II-compliant platform leveraging modern cloud infrastructure to ensure privacy, security and scalability.


Increased Productivity

SPARK customers typically experience year-over-year increases in origination volume while holding expenses relatively flat.


Flexible Design

Built for growth, SPARK makes it easy to roll out new products and processes to enable your growth strategies.


Always Up-to-Date

Cloud-based and hosted, new features and capabilities are delivered automatically every 8 weeks to meet your needs.

SBA Out-of-the-Box. No add-ons needed.

Don't pay extra. Our platform provides all the key features out-of-the-box. No need to purchase additional add-ons for SBA-specific functionality.


Automated SBA Forms


SOP 50 10 Compliant


Direct E-Tran Integration


Built-in SBA 10-Tab


SBA Eligibility Review


Automated Guaranty Fee


Borrower Equity Tracking


Referral Agent Tracking

Digital Lending Designed for Banks

Here’s how SPARK can help you engage with your small business customers

Replace several systems with one solution

Get rid of Word, Excel, and a network share as the primary tools you are using to grow. Spreading out loan origination through disconnected pieces of technology is cumbersome and leaves more room for error. By using SPARK, all of these disparate systems can be replaced by SPARK’s built-in features and functionality. If you need to create a Commitment Letter, you can not only create but also, edit, send, and sign this document, just using SPARK and SPARK integrations. That type of functionality on one platform can dramatically reduce human error associated with the use of multiple technologies across an organization.

Engage with your customers where they are

In this age of technology, distance or geography shouldn’t be barriers to lending. Since SPARK is cloud-based, lenders can meet with borrowers no matter the geographical limitations are present. By using SPARK, you’ll join the digital revolution reshaping the lending landscape.

Create differentiation in the market

SPARK gives lenders a competitive edge by consolidating all origination activities in a single solution, retaining your customer-facing branding and marketing relationships with borrowers and prospects. SPARK can help you grow your small business lending portfolio, expand your product offerings and grow your lending revenue.

The SPARK lending platform has been a game changer for The Bancorp as we continue to expand our SBA and small business lending business. The team at SPARK listened and understood our specific needs and was able to provide a client facing system that is increasing our productivity on a daily basis.
Jeff Nager

EVP, Head of Commercial Lending, The Bancorp