Cloud-Based and Secure
Rest easy with a SOC 2® compliant platform leveraging modern cloud infrastructure to ensure privacy, security, and scalability.
Increased Productivity
SPARK customers typically experience year-over-year increases in origination volume while holding expenses relatively flat.
Flexible Design
Built for growth, SPARK makes it easy to roll out new products and processes to enable your growth strategies.
Always Up-to-Date
Cloud-based and hosted, new features and capabilities are delivered automatically every eight weeks to meet your changing needs.
SBA Out-of-the-Box. No add-ons needed.
Don’t pay extra for customization. The SPARK platform provides all the key features you need — straight out of the box. No need to purchase additional add-ons for SBA-specific functionality.
Automated SBA Forms
Direct E-Tran Integration
SBA Eligibility Review
Borrower Equity Tracking
SOP 50 10 Compliant
Built-in SBA 10-Tab
Automated Guaranty Fee
Referral Agent Tracking
Digital Lending Designed for Banks
Engage more deeply with your small business customers.

Replace multiple systems with a single solution.
Get rid of Word, Excel, and a network share as the primary tools you are using to grow. Spreading out loan origination through disconnected pieces of technology is cumbersome and leaves more room for error. By using SPARK, all of these disparate systems can be replaced by SPARK’s built-in features and functionality. If you need to create a Commitment Letter, you can not only create but also, edit, send, and sign this document, just using SPARK and SPARK integrations. That type of functionality on one platform can dramatically reduce human error associated with the use of multiple technologies across an organization.
Engage with your customers wherever they are
Don’t let distance be a barrier to lending. Since SPARK is cloud-based, you can meet with borrowers no matter where they’re located.
Create differentiation in the market
SPARK helps you grow your small business lending portfolio, expand your product offerings, and grow your lending revenue. Enjoy a competitive edge by consolidating your origination activities into a single solution, retaining your customer-facing branding and marketing relationships with borrowers and prospects.
The SPARK lending platform has been a game changer for The Bancorp as we continue to expand our SBA and small business lending business. The team at SPARK listened and understood our specific needs and was able to provide a client facing system that is increasing our productivity on a daily basis.
Jeff Nager
EVP, Head of Commercial Lending, The Bancorp
Other companies that entered a new era of loan origination with SPARK.
SPARK for Lender Service Providers
Reliable. Scalable.
For LSPs seeking a complete solution for all aspects of SBA origination.
SPARK for Mission-Driven Lenders
All-in-one. Affordable.
For mission-driven organizations seeking a streamlined platform with built-in access to SBA products.